If you own a business, or work for yourself, you’ve likely shopped around for health and dental benefits for your employees or yourself. Small businesses need great employees who are dedicated and work hard to deliver strong results. Helping your team stay healthy and happy reflects your dedication as an employer and is a benefit to your business.
Two out of three employees consider dental benefits to be an important part of their compensation package. An affordable dental plan that meets the needs of your small business can keep your employees smiling, and you smiling, too.
What Kind of Dental Insurance Should You Offer to Your Employees in Vancouver, WA, and Portland, Oregon?
The way people work is changing and this trend has accelerated even more so with the coronavirus pandemic. With such a great shift in the nature of work, many people in Vancouver are looking for dental benefits that offer flexibility. And employers are seeking to find valuable benefits to attract great workers to their team.
So what does this mean for dental insurance?
Well, the term dental insurance is really kind of a misnomer. Dental insurance plans have a maximum annual benefit between $1,500 and $2,000, which means once you reach your coverage limit, any other expenses will be out of pocket. For routine dental cleanings you likely won’t reach this limit, but if you need more extensive work due to tooth trauma or anything else, you’ll be out of pocket. Also, dental insurance plans don’t typically cover procedures like dental implants that may be needed to replace a cracked tooth, or adult orthodontics like Invisalign®.
Can small business owners or self-employed individuals qualify for traditional dental benefits?
Small business owners, sole proprietors, and part-time workers may not qualify for small business benefits, depending on the nature of employment, so it can be confusing to seek out and offer these benefits or find them for yourself. Between long approval waiting periods, coverage maximums and coverage exclusions, there’s a lot that falls between the cracks of dental insurance plans. Which is why many people are opting out of dental insurance altogether. Instead of traditional dental insurance, small business owners and self-employed people in the Vancouver, Camas, and Portland areas are choosing dental offices that offer in-house savings plans.
Dental Savings Plans for Smaller Business Owner & Self-employed Individuals who live in Vancouver, Camas, and Portland Areas.
Dental savings plans, also called in-house dental savings plans, or dental membership plans have many benefits to both the patient and the dental office. Patients get the care they need and want without having to mess with complicated and confusing dental insurance. And the dental office can provide the care patients need and want without having to jump through insurance hoops to get coverage approved.
What is the dental savings plan offered through Ranieu Family Dental?
Ranieu Family Dental offers the in-house dental savings plan to self-paying patients that don’t use dental insurance. Many small business owners, self-employed people, and part-time workers opt for the in-house dental savings plan.
- Affordable alternative to dental insurance
- No coverage maximums
- No deductibles
- No exclusions for cosmetic treatments or elective care
- Interest free
- Discounts offered on all dental services
The Ranieu Family Dental Savings Plan is a great alternative to standard dental insurance and can help bolster your employee offerings. If you’re a gig worker, sole proprietor, LLC with less than 2 employees, or only have part-time employees it can be difficult to afford insurance (especially considering the looming out-of-pocket costs.)
If you own a small business in the Portland area, purchasing the in-house dental savings plan for your employees would be an economical choice, since prices are often lower in Vancouver than Portland, and it’s just a short drive.
What’s included in the Ranieu Family Dental Savings Plan?
For patients in the Portland, Camas, and Vancouver areas, Ranieu Family Dental offers an affordable alternative to dental insurance. We provide a solution so you, your family, and your employees can get the care they need when they need it. It’s not insurance, it’s better! You get the routine care you need and discounted rates on other services when you maintain your twice-yearly professional cleanings.
What You Get:
- 1 Annual dental exam
- 1 full mouth x-rays
- 1 emergency visit
- 2 hygiene cleanings each year
- 15-20% off additional dental work
- $1,000 off full treatment with Invisalign
- $325 Zoom whitening treatment
PLUS a special members-only discount on any needed treatment, including cosmetic services!
Did you know that less than half of insured adults actually use their dental benefits even though about 47 percent of adults participate in employer-sponsored dental insurance plans.* So for employers who want to offer some kind of dental benefit, the most economical decision could be offering your employees the Ranieu Family Dental Savings Plan. Get the care you need at an affordable price and never have to worry about the complicated world of dental insurance again!
Visit Your Ranieu Family Dental Team
The team at Ranieu Family Dental is ready to help you! Let us help you or your small business employees with total dental health. Contact our office with any questions about how it works, or to schedule your dental consultation. When you work for yourself or own a small business, we know it can be hard to get away, which is why we offer extended hours and Saturday appointments for your convenience. We look forward to helping you reach your smile goals!
*According to a 2019 survey by the National Association of Dental Plans